Choose engagement ring by stone, style

Before popping the question, most men realize they know little or nothing about their girlfriend's tastes in jewelry, especially when it comes to a ring she will be wearing forever.

It's no wonder then that 75 percent of all brides-to-be give their future husbands direct input on the engagement ring they want, according to industry experts.

Those potential proposers who aren't so lucky to be on the receiving end of such helpful girlfriend advice would do well to heed these five tips from the experts at Brides.com on how to select and purchase the right engagement ring:

•Determine style. Is the couple modern, classic or bohemian? Take a look at the style most often worn and consider the metal: is it mostly silver, platinum, yellow gold? Having a sense of style helps narrow the choices and will allow the most comfort when wearing the ring.

•Enlist family and friends. They may provide valuable insight into what she might like or dislike in an engagement ring. If she's clever she will tell them so they can drop a hint. Men who are feeling brave may ask their girlfriend's best friend or sister to shop with them. It helps to get a good second opinion.

•Decide on a stone. Though diamond is the obvious choice, more and more brides are opting for color with a ruby or sapphire. Also, be familiar with the different shapes- round, square, marquis, heart and pear.

•Go to a reputable jeweler. Don't take chances here. Make sure they have a solid reputation and are certified by the Jewelers of America and/or trained by the Gemological Institute of America, which also provides diamond-grading certificates. And don't forget to get it insured.

•Think way ahead: Allow plenty of time to buy the ring before popping the question. For those who are buying a stone separate from the setting, the jeweler will need time to set it. Any custom work or engraving takes time, too.

This story is provided by State Point Media.