Kohan Group Insurance

Bijan Kohan Just the benefits you want and need. Many health care plans include maternity benefits. But if you don’t plan on using them, why pay for them? With SmartSense, you’ll get reliable, basic protection – at some of our lowest rates. Does SmartSense make sense for you? It does if you don’t need maternity benefits but do want: • Low monthly rates • Range of deductibles from $500 to $5,000 • Benefits on your first three doctor visits – before you meet your deductible! • Choice of prescription drug benefits (generic only or comprehensive) • Access to over 50,000 California PPO network doctors and specialists and nearly 400 hospitals • $7 million in lifetime benefits per member SmartSense PPO is offered by Anthem Blue Cross Life and Health Insurance Company. *The level 1 monthly rates shown are per person and effective 9/1/08 for counties in Area 5: Los Angeles (except 93243 and except zip codes starting with 906-912, 915, 917, 918 & 935) and Ventura (90265 and zip codes starting with 913 only.) Rates are illustrative only and are subject to change. Your rate may be higher or lower depending on your area, gender or age. Actual rates are also based on underwriting classification. This is a PPO plan with substantial financial incentives for using independently contracted Network providers. You may be subject to a pre-existing condition limitation of benefits for up to six months. Refer to the plan for a more complete list of coverage, conditions, restrictions, limitations and exclusions. Anthem Blue Cross Life and Health Insurance company is an independent licensee of the Blue Cross Association. Anthem is a registered trademark. The Blue Cross name and symbol are registered marks of the Blue Cross Association. 45AT333S At Affordable Rates. That’s SmartSense. Male Female $83 $82 $90 $100 $128 $147 $237 $240 $324 $296 Male Female $74 $73 $83 $87 $118 $129 $217 $214 $294 $268 SmartSense 500 Deductible Generic Rx Area5 This is just a sample of our low monthly rates:* Age 20 30 40 50 55 Male Female $100 $99 $109 $120 $152 $176 $277 $280 $378 $345 SmartSense 2500 Deductible Generic Rx Area5 SmartSense 1500 Deductible Generic Rx Area5 1865 Knoll Dr., Ventura CA 93003 kohangroup.com Lic #CA 0452122 (805) 339-9500 • (818) 888-7700 <WEBSITE>kohangroup.com</WEBSITE>